Buying a house can be an exciting and emotional process. Before starting your home search, you’ll want to understand the ins and outs of homebuying. This will empower you to make decisions that are the best for your family — and your wallet.
Here’s a step-by-step guide on buying a house:
- Understand why you want to buy a house
- Check your credit score
- Create a housing budget
- Save for a down payment
- Shop for a mortgage
- Hire a real estate agent
- See multiple homes
- Make an offer
- Get a home inspection
- Negotiate repairs and credits
- Secure your financing
- Do a final walk-through
- Close on your house
